iCovest Capital Group

ADVERTISING DISCLOSURES

These disclosures relate to recent advertisements on the internet by or through iCovest Capital Group and its Affiliate Branches:

The advertised loan is a 30-year Fixed Rate Loan with a 30-year fully amortizing term. The interest rate is 3.250% for 360 months. The disclosed APR is based on the payment of 2 discount points. For a $510,400 loan, there is a 3.381% APR with a monthly principal and interest payment of $2,221 for 360 months. Interest rate quoted assumes a purchase or rate-term refinance with 45 day lock pricing at 60% loan-to-value (LTV), a minimum FICO score of 740 on a primary residence. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by Lender. Not available in all states. Payments shown do not include taxes or insurance, actual payment obligations will be greater. Not all applicants will qualify. Rates and terms are effective 2/7/2020 and are subject to change without notice.

The advertised loan is a 15-year Fixed Rate Loan with a 15-year fully amortizing term. The interest rate is 2.875% for 180 months. The disclosed APR is based on the payment of 2 discount points. For a $510,400 loan, there is a 3.111% APR with a monthly principal and interest payment with 45 day lock pricing at 60% loan-to-value (LTV), a minimum FICO score of 740 on of $3,494 for 180 months. Interest rate quoted assumes a purchase or rate-term refinance a primary residence. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by Lender. Not available in all states. Payments shown do not include taxes or insurance, actual payment obligations will be greater. Not all applicants will qualify. Rates and terms are effective 2/7/2020 and are subject to change without notice.

This is a VA program. Current guidelines for VA Financing can be found at http://www.benefits.va.gov/homeloans/index.asp.
The advertised loan is a VA 30-year Fixed Rate Loan with a 30-year fully amortizing term. The interest rate is 2.750% for 360 months. The disclosed APR is based on the payment of 2 discount points. For a $510,400 loan, there is a 3.135% APR with a monthly principal and interest payment of $2,084 for 360 months. Interest rate quoted assumes a purchase or rate-term refinance with 45 day lock pricing at 100% loan-to-value (LTV), a minimum FICO score of 740 on a primary residence. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by Lender. Not available in all states. Payments shown do not include taxes or insurance, actual payment obligations will be greater. Not all applicants will qualify. Rates and terms are effective 2/7/2020 and are subject to change without notice.

The advertised loan is an FHA 30-year Fixed Rate Loan with a 30-year fully amortizing term. The interest rate is 2.750% for 360 months. The disclosed APR is based on the payment of 2 discount points. For a $510,400 loan, there is a 3.549% APR with a monthly principal and interest payment of $2,084 for 360 months. Interest rate quoted assumes a purchase or rate-term refinance at 80% loan-to-value (LTV), a minimum FICO score of 740 on a primary residence. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by Lender. Not available in all states. Payments shown do not include taxes, hazard insurance, or mortgage insurance; actual payment obligations will be greater. Not all applicants will qualify. Rates and terms are effective 2/7/2020 and are subject to change without notice.

Reverse Mortgage - Borrower must pay required taxes and insurance.

iCovest Capital Group California

567 Auto Center Dr, Suite 9

Watsonville, CA 95076

(888) WE iOECD  |  (888) 934-6323

GetApproved@iCovestCapital.com

CA DBO License 60DBO-107788

Ask a Mortgage Loan Specialist

NOTICE: iCovestCapital.com | .org | .net is a website owned and operated by the iCovest Capital Group, Inc. (hereinafter, “iCG”).   By accessing our website and any pages thereof (hereinafter the, "site"), you agree to  the binding terms of use of all iCG Policies & Agreements, as each may be amended from time to time.  The information contained on our site is provided for informational purposes as a service to the public as part of our stated mission to support clients and borrowers, and does not constitute financial, legal or tax advice.  The application of law varies depending on many circumstances. The laws of every state are in constant change, and although we go to great lengths to make sure our information is accurate and useful, we recommend you consult a lawyer if you want professional assurance that this educational information, and your interpretation of it, is appropriate to your particular situation.

SDG | © 2019 by iCovest Capital Group  |  All Rights Reserved.  All Wrongs Reversed.

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